Social Security benefits are best to plan for well before you need them. This excerpt is from the first chapter of the Adviser's Guide to Social Security Planning and includes an introduction to the basics of Social Security.
Topics include:
The viability of the Social Security program
Where to apply for benefits
How to assign an alternate payee to handle your benefits
The threshold for earnings being subject to social security tax
When you reach full retirement age per Social Security
The general earnings test
How the cost of living adjustment works