AICPA Member Insurance Programs

Insurance to meet the personal and business needs of today's CPAs.

Personal insurance includes life, auto and homeowner plans. Business plans include group life insurance for firms and professional liability coverage.

Personal Insurance:

Term Life Insurance and Spouse Life Insurance
Up to $2.5 million in term life coverage with an equal amount of accidental death and dismemberment benefits for individual members.

Group Variable Universal Life
Up to $2.5 million of coverage with fixed and equity investments of which earnings are tax deferred.

Level Premium Term (LPT) Life Insurance
Up to $2.5 million in coverage and a choice of term periods of 10 or 20 years. Coverage also available for spouses.

Long-Term Disability Income Plan
Provides up to $12,000 per month in benefits when a disability prevents you from working full or part-time, along with other features not commonly found in employer-or government-sponsored plans.

Auto Insurance
Exclusive benefits for AICPA members on auto insurance from Liberty Mutual.
866.92.AICPA (1.866.922.4272)

Homeowners Insurance
Exclusive benefits for AICPA members on homeowners insurance from Liberty Mutual.
866.92.AICPA (1.866.922.4272)

Personal Liability Umbrella 
Provides up to $5 million in coverage for injury and property damage claims that exceed primary automobile, homeowners, or renters coverage.

Medicare Supplement
Provides members, spouses, and eligible parents 65 years and older with rates that are not available to the general public, and no physical exams are required. Carrier Code: 8837550

Long-Term Care Insurance
An effective way to help ensure that your assets and lifestyle are protected, should you or a loved one need care in the future. Coverage also available for spouses. 800.649.1407

Aon Health PLUSSM
Online private health insurance solution designed to help you find the individual health plan that works best for your needs, budget and personal preferences. You’ll have access to a variety of educational resources, personal guidance and easy online enrollment. Open enrollment begins November 1, 2018 and runs through December 15, 2018.

Prudential Premier Retirement Variable Annuity provides AICPA members and their spouses age 50 and older with an optional benefit available for an additional fee that can guarantee income lasts a lifetime—regardless of how the market performs. 
Call 844-778-2427 or visit

Identity Protection 
Personal cyber security making use of IBM Watson® technology to continuously help protect you and provide alerts to threats to your identity. Up to $1 million reimbursement for legal fees and stolen funds. 877.665.6762.


*Program discounts are available in the U.S. only.

Business Insurance:

Professional Liability Insurance
Coverage up to $10 million for members in public practice against liability claims related to professional services.

CPA NetProtectSM endorsement
Adds two significant coverage extensions to help further address the fallout from a network security event or a data breach, including coverage for third-party claims and expenses associated with the fallout from a data breach.

Employee Theft Coverage endorsement
Provides coverage to an employer from financial loss due to the fraudulent activities of an employee or group of employees.

Employment Practices Liability Insurance
CPA EmployerGard provides broad coverage against employment practice-related claims, including wrongful termination, age, race, or gender discrimination and other workplace-related lawsuits.

Commercial Property and Liability
Offers firms and sole practitioners a choice of carriers and coverage including business owner's insurance, workers compensation, commercial auto coverage, commercial liability umbrella, international coverages for international businesses, and kidnap, ransom and extortion coverage.

Group Life and Long Term Disability for Firms
Offers members and their firm personnel the opportunity to provide their families with peace of mind and financial security.

Business Overhead Expense Insurance (BOE)
Up to $12,000 per month in BOE coverage is available to help business owners pay for up to 24 months of overhead expenses while they are disabled and unable to work.