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Charts and Calculators provided by Robert Keebler, CPA/PFS
The Roth Conversion Decision - factors to consider when converting to a Roth IRA.
Roth Quadrants - eight technical aspects of Roth IRAs.
Roth IRA Distribution Flowchart - considerations when making a Roth IRA distribution.
Traditional IRA Distribution Flowchart - considerations when making a Traditional IRA distribution
Understanding the Net Investment Income Tax - illustrates key planning considerations and the impact of the surtax on Roth conversions
Effect of AMT on Roth Conversions - demonstrates the AMT impact on Roth conversions.
The Simple Roth Conversion Calculator* - assists the advisor in comparing the long-term result of converting funds to a Roth IRA versus maintaining a Traditional IRA.
The following webcasts, with presentation materials, are available in the PFP Section’s webcast library.
Advanced PFP Series: Planning for Large IRAs
Advanced Financial Planning Strategies Using Roth IRAs
Roth Education Series
- Part 1 – The Basics
- Part 2 – Estate, Trust, Insurance and Post Mortem Considerations
- Part 3 – Recharacterizations In-Depth
*Disclaimer: This calculator is not intended to make a recommendation as to whether a Roth conversion should be performed. Rather, the results of the computations are meant simply to assist an advisor in counseling his or her client on the suitability of a Roth conversion after the advisor takes into consideration all facts beyond those inputted into this program. This program should be viewed as only one tool to be utilized in the advisor’s tool box. Making the decision to convert is more than a mathematical or analytical question; it must be addressed holistically, taking into account a client's financial, retirement, income tax, and estate planning.