Podcast Series: SECURE Act

Mathematics of the SECURE Act In-Depth
2/14/2020

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In this 40-minute in-depth episode, Bob Keebler CPA/PFS walks you through the mathematics of the SECURE Act, including:

  • What are the three best solutions to address the 10-year rule that eliminates Stretch IRAs and how do you apply them?
  • What are special circumstances you need to address and how do you apply the appropriate strategies?
  • How do you run the numbers to determine the best strategies to use with your clients?

SECURE Act: Estate administration for IRAs and qualified plans
2/7/2020

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Now that the SECURE Act is in effect, you need to know how this impacts your clients’ financial plans and what you can do to best serve them. In this episode, Bob Keebler, CPA/PFS will discuss practical knowledge and solutions that will help you best serve your clients:

  • What are the key tax and planning strategies to focus on for the families you serve?
  • How can you use a disclaimer for 2019 deaths to use the life expectancy rules?
  • What is the “ghost” rule and when does it apply?
  • How can you use a conduit trust for effective estate planning?

SECURE Act: Mathematics of estate planning for IRAs
1/31/2020

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Now that the SECURE Act is in effect, you need to know how this impacts your clients’ financial plans and what you can do to best serve them. In this episode, Bob Keebler, CPA/PFS will discuss practical knowledge and solutions that will help you best serve your clients:

  • What are the post-mortem payout rules?
  • What are the mathematical solutions and strategies to help clients simulate the stretch IRA?

SECURE Act: IRAs payable to conduit trusts
1/24/2020

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Now that the SECURE Act is in effect, you need to know how this impacts your clients’ financial plans and what you can do to best serve them. In this episode, Bob Keebler, CPA/PFS will discuss practical knowledge and solutions that will help you best serve your clients:

  • What are the requirements for a “safe haven” or conduit trust?
  • How do you avoid a “conduit trust disaster”?
  • When is it useful to use conduit trusts?

SECURE Act: IRAs payable to trusts
1/17/2020

Podomatic | iTunes  |  Spotify | Handout

Now that the SECURE Act is in effect, you need to know how this impacts your clients’ financial plans and what you can do to best serve them. In this episode, Bob Keebler, CPA/PFS will discuss practical knowledge and solutions that will help you best serve your clients.

  • What is the key issue with trusts under the SECURE Act?
  • What is the “conduit trust disaster”?
  • When is it useful to use conduit trusts?
  • What are rules for beneficiaries and exception beneficiaries?

SECURE Act: Eligible Beneficiary Exceptions
1/10/2020

Podomatic  | iTunes  |  Spotify

Now that the SECURE Act is in effect, you need to know how this impacts your clients’ financial plans and what you can do to best serve them. In this episode, Bob Keebler, CPA/PFS will discuss practical knowledge and solutions that will help you best serve your clients:

  • What are the 5 eligible beneficiary exceptions under the provisions of the SECURE Act?
  • What solutions using trusts should you analyze to help your clients?
  • What does this mean for your clients in 2020 and beyond?

SECURE Act: Practical Solutions for your clients
12/17/19

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The SECURE Act passes as part of a spending package and is expected to be signed into law by the President before the end of the year to avoid a government shutdown. In this episode, Bob Keebler, CPA/PFS will discuss practical knowledge and solutions that will help you best serve your clients:

  • What are the important provisions of the SECURE Act that you need to know?
  • What are the most urgent issues to address with your clients?
  • What other solutions should you analyze to help your clients?
  • What new “traps” should you look out for?
  • What does this mean for your clients in 2020 and beyond?

A cure for the SECURE Act: using CRTs*
*(Recorded prior to Secure Act passage but the strategies still apply)
9/13/19

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In this episode, Bob Keebler, CPA/PFS discusses the planning strategies related to the proposed SECURE Act using charitable remainder trusts (CRTs) as beneficiaries as IRAs to simulate a stretch IRA. He answers the questions:

  • When the SECURE Act becomes law, what happens to the stretch IRA as we know it today?
  • If the stretch IRA is gone for most descendants, is there any hope for continued life stretch-out?
  • Is a stretch-out only a tax deferral strategy or is there more to it?
  • How would a CRT be structured to receive retirement benefits?
  • What are the tax consequences of naming a CRT of a retirement plan beneficiary?

And more!

Roth conversions and the proposed SECURE Act*
*(Recorded prior to Secure Act passage but the strategies still apply)
7/12/19

Podomatic  |  iTunes

In this episode, Bob Keebler, CPA/PFS discusses the SECURE Act and retirement planning strategies, including Roth conversions. He answers the questions:

  • What are the relevant proposed provisions?
  • Which clients would be impacted?
  • What planning strategies and tactics will be effective?
  • What is the advantage of Roth conversions under the proposed SECURE Act?

Access the related resources from this podcast:

The episode is brought to you by the AICPA’s Personal Financial Planning Section, the premier provider of information, tools, advocacy and guidance for professionals who specialize in providing tax, estate, retirement, risk management and investment planning advice and by the CPA/PFS Credential program which allows CPAs to demonstrate competence and confidence in providing these services to their clients.

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