Personal Financial Satisfaction Index (PFSi)

The Personal Financial Satisfaction Index (PFSi) is a quarterly economic indicator from the AICPA which weighs a variety of economic factors to calculate the financial standing of a typical American. The index is calculated as the difference between two component sub-indexes - the Personal Financial Pleasure Index and the Personal Financial Pain Index. These sub-indexes are each composed of four equally weighted proprietary and public factors which measure the growth of assets and opportunities in the case of the Pleasure Index, and the erosion of assets and opportunities in the case of the Pain Index. Positive scores of the PFSI indicate Americans are feeling personal financial pleasure, whereas negative scores indicate they are feeling personal financial plain.



Sub-indices (Personal
Financial Pleasure)

Sub-indices (Personal
Financial Pain)

 More Information

2018 Q3 32.0 revised to 33.0*
73.9 revised to 74.9*
 41.9 revised to 42.2* Summary Media Release
2018 Q4 30.9 revised to 32.6*
70.2 revised to 71.5
39.3 revised to 39.0*
Summary Media Release
2019 Q1 36.1 revised to 38.8*
73.9 revised to 74.0
37.8 revised to 35.4*
Summary Media Release
2019 Q2 37.8 revised to 38.7* 74.1 revised to 74.3* 36.3 revised to 35.6* Summary Media Release
2019 Q3 37.3 revised to 37.2* 72.6 revised to 72.4* 35.4 revised to 35.1* Summary Media Release
40.2 revised to 41.2 74.9 34.7 revised to 33.8 Summary Media Release
32.9 69.5 36.6 Summary Media Release

2020 Q2





Media Release

* Revised for period-to-period compatibility due to data revisions in the index factors.

View the quarterly PFSi for 2014 - 2018.

This information can be used with your clients or local media.

Media inquiries for the AICPA should be directed to James Schiavone, AICPA Media Relations team (

View AICPA Personal Financial Planning Trends Survey.