Guidance on Roth IRA Conversions 

Take advantage of the many resources assembled here for PFP Section members, inclusive of CPA/PFS credential holders, to assist in proper Roth conversion and recharacterization planning for your clients.

Not a member? Join the PFP Section and pay only $99 for your first year of membership at checkout for access to these Roth IRA resources as well as our robust PFP membership benefit suite.

Charts and Calculators provided by Robert Keebler, CPA/PFS 
The Roth Conversion Decision - factors to consider when converting to a Roth IRA.

Roth Quadrants - eight technical aspects of Roth IRAs.

Roth IRA Distribution Flowchart - considerations when making a Roth IRA distribution.

Traditional IRA Distribution Flowchart - considerations when making a Traditional IRA distribution

Understanding the Net Investment Income Tax - illustrates key planning considerations and the impact of the surtax on Roth conversions 

Effect of AMT on Roth Conversions - demonstrates the AMT impact on Roth conversions.

The Simple Roth Conversion Calculator* - assists the advisor in comparing the long-term result of converting funds to a Roth IRA versus maintaining a Traditional IRA.
Rebirth of Roth: A CPA's Ultimate Guide for Client Care

Robert Keebler, CPA/PFS, MST, AEP (Distinguished), recognized expert in retirement, estate, and family wealth preservation and the PFP Section bring you Rebirth of Roth: A CPA’s Ultimate Guide for Client Care. This important guide provides rules and regulations, critical topics, and how to implement Roth conversions and recharacterizations into your planning. 

Electronic Download: PDF | Online Professional Library (free for PFP/PFS

Paperback (with accompanying CD-ROM containing additional guidance) 20% discount for PFP/PFS members

The following webcasts, with presentation materials, are available in the PFP Section’s webcast library.

Advanced PFP Series: Planning for Large IRAs 

Advanced Financial Planning Strategies Using Roth IRAs  

Roth Education Series


 *Disclaimer: This calculator is not intended to make a recommendation as to whether a Roth conversion should be performed. Rather, the results of the computations are meant simply to assist an advisor in counseling his or her client on the suitability of a Roth conversion after the advisor takes into consideration all facts beyond those inputted into this program. This program should be viewed as only one tool to be utilized in the advisor’s tool box. Making the decision to convert is more than a mathematical or analytical question; it must be addressed holistically, taking into account a client's financial, retirement, income tax, and estate planning.



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